FAQSearch

Streamline Refinance   

FHA - VA streamline refinancing made easy

 Search

Home | About Us | Contact Us   

 
FHA streamline options
VA streamline
Documents needed
Streamline process
Get Started Now
Security / Privacy

FHA Streamline
You can reduce your rate & payment with FHA's streamline refinance.  We offer you 3 easy options to start saving now.

VA Streamline
Veterans, take advantage of lower rates today. 
You could lower your monthly payment with no out of pocket expenses.

  Frequently Asked Questions  

Who is eligible for a streamline refinance?

FHA

  1. The mortgage to be must already be HUD insured

  2. The mortgage should be current (not delinquent).

VA

  1. The mortgage to be must already be VA insured

  2. The mortgage should be current (not delinquent).

Is an appraisal required?

No, not unless you choose the streamline with appraisal option.

Do I need to provide W-2's, tax returns, check stubs or other income documents?

No, not unless you are requesting cash out.  You do not need to income qualify for a streamline refinance.

Do I need to send in my bank statements or account statements?

No, not unless you are requesting cash out.  You do not need to document assets for a streamline refinance.

How long before I know what my new payment and rate will be?

Usually the same business day you fax your documents in to us.

When do I sign my new loan papers?

After your new title policy is ready, usually 10 to 14 days

Where do I sign my new loan papers?

Usually the same title company or title attorney where you signed your paperwork when you purchased your home..

Can I be turned down?

Generally not if you have made your house payments on time and are not in a bankruptcy.

 

 

 

 

 

 

 

 

 

 

 

 

 

streamline refinancing for VA - FHA home mortgage loans.