The next step is to print the Documents needed checklist and gather them for your processor.

You will be contacted shortly after sending the streamline form to review your specific objectives and evaluate your options. 

It is important that you keep making your regular mortgage payments while your loan is in process.

What is the rate?

Rates are determined by the term and type of the loan.  Both FHA and VA have cost restrictions that impact your rate.  Many of the costs the seller paid for you at the time of purchase must be paid by the lender when doing a streamline.  Naturally, the less we are required to pay for you the lower your rate will be.

Some lenders choose a cookie cutter approach towards rates.  This means you may be paying a higher rate than necessary.  We want to tailor fit your rate to your loan.  Your rate will be calculated after we review your file and the costs we will need to pay for you.

We believe this is the fairest option for our clients.